Fast credit.
Your way, anytime.
From a logbook loan to keep your business moving, to an emergency top-up before salary, to credit secured against your digital assets — EasyWays gives employed Kenyans and entrepreneurs real, regulated credit, disbursed straight to M-Pesa.
Credit designed for how Kenyans actually live and earn.
Five products, one underwriting standard. Whether you're a salaried professional, a matatu owner, a check-off employee or a long-term crypto holder, our policies are built around real cash flows — not assumptions.
No surprises. No hidden fees.
Every quote we show is the quote you pay. Interest is disclosed monthly. Processing fees are capped. Early repayment carries no penalty.
See full rate card| Product | Rate | Tenure | Max |
|---|---|---|---|
| Logbook Loans | 3% – 8% / mo | Up to 24 months | KSh 3,000,000 |
| Emergency Loans | 5% – 20% / mo | 1 – 6 months | KSh 100,000 |
| Virtual Asset Loans | 3% – 7% / mo | Up to 12 months | KSh 2,000,000 |
| Phone Purchase Loans | 3% – 7% / mo | Up to 12 months | KSh 250,000 |
| Check-off Loans | 3% – 8% / mo | Up to 36 months | KSh 2,000,000 |
APR varies by product and risk profile. Sample rates shown.
From application to M-Pesa in three steps.
Apply in minutes
Tell us who you are and what you need. Most applications take under 6 minutes.
Verified instantly
We verify your identity against IPRS and pull a CRB report — no paperwork.
Funds to M-Pesa
Once approved, money lands in your M-Pesa wallet within 15 minutes.
A licensed lender — with the policies to prove it.
CBK licensed
Operating under the Central Bank of Kenya Digital Credit Provider framework.
Data Protection Act 2019
Your personal data is stored encrypted, used only for credit decisioning.
Fair lending
Caps on interest, fees and total cost of credit. No rolling overdue penalties.
Responsible recovery
Recovery practices governed by the CBK consumer protection guidelines.
Ready when you are.
Apply in under 10 minutes. Get a decision in real time. Receive funds before your next meeting ends.